We ensure the borrower’s collateral is protected while streamlining the insurance review process for both the lender’s closing team and the borrower.
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The Importance of Coverage Adequacy in Real Estate Lending
In commercial real estate, one of the most overlooked risks is underinsurance. A policy that seems adequate on the surface can fall short when a loss occurs, leaving the lender exposed and the asset unprotected. That’s why coverage adequacy is a fundamental part of any sound insurance review.
Healthcare Real Estate: Understanding the Risks
Roger Barbieri, Harbor Group Consulting, is joined by Jon Gilbert, Alliant Mergers & Acquisitions, to examine the unique risks involved in financing healthcare real estate compared to traditional commercial assets.
Don’t “Set it and Forget it”: The Value of Loan Surveillance
Failing to complete post-close due diligence can leave lenders vulnerable to lapses in coverage that threaten the life of the loan. In this article, we’ll discuss the biggest mistake lenders make after closing a deal and how they can proactively protect their financial interests.
Local Regulatory Compliance: Why it Matters for Lenders
In a complex regulatory landscape, local compliance is the cornerstone of safe lending. By adhering to local laws and regulations, commercial lenders can protect their bottom line and sustain the health of their loans and operations long-term.
Commercial Real Estate Insurance: Insights from Harbor Consulting Group
Welcome to the Harbor Consulting Group Podcast! In the inaugural episode, Roger Barbieri and Jeff Evans welcome Jon Gilbert, Alliant M&A, to look into the complexities of commercial real estate insurance.
The Value of a Commercial Real Estate Insurance Strategy
Across the country, insurance premiums are climbing. According to the Deloitte Center for Financial Services, the average insurance costs for commercial real estate properties have nearly doubled over the last 10 years—due to factors like inflation in construction costs, extreme weather and more conservative underwriting, which is limiting available coverage.
Business Interruption Insurance: What it Is Why It’s Crucial
From severe storms to fires, unexpected events can prevent businesses across industries from operating normally. As a result, business owners can face significant financial slowdowns, reputational damage and an inability to fulfill orders and provide services. This is where business interruption (BI) insurance becomes critical.
Don’t Close Without This: The Pre-Close Oversight That Could Cost You
The due diligence process is an integral component of the loan transaction lifecycle, reducing uninsured risks for lenders and ensuring regulatory compliance. However, while it is common for third-party consultants to review certificates of insurance, many lenders do not require a full policy review.
4 Key Loan Surveillance Strategies to Protect Your Assets
In complex loan transactions, particularly in commercial real estate, the closing table isn’t the end of oversight. Post‑close due diligence and ongoing loan surveillance ensures lenders stay protected and borrowers are compliant through the life of the loan by continually monitoring insurance and related obligations.
How to Mitigate Risk During the Insurance Policy Renewal Process
In commercial real estate lending, insurance is only as strong as its weakest link—and often, that link is lack of oversight during the renewal process. Exercising due diligence during the policy renewal process plays a pivotal role in ensuring borrowers maintain compliant insurance coverage.
